We dont have one yet, as I can reimburse the medical bills from my employer upto 15,000 and rest my husband can reimburse.
Off late I had been thinking of taking one, came across this helpful article.
http://www.dnaindia.com/money/comment_benefits-for-people-with-special-needs_1396423
If you have a medical policy, could you please put a comment here about the details of the same
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